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Agenda

Program for additional stages will be announced soon. The Organiser reserves the right to implement changes to the program.

Thursday, March 21st

09:00 – 10:00

Registration, coffee & networking warm-up

10:00 – 10:10

Opening Ceremony

10:10 – 10:35

Transforming the Payment Ecosystem through Emerging Technologies

Anna Maj, Founder & CEO at CreatLink

10:35 – 11:20

Panel: The Future of European payment industry

Marianne Bregenzer, Country General Manager Nexi Switzerland
Martha Mghendi-Fisher, Executive Board Chair of European Women Payments Network
Dejan Donev, Head of Digital at Erste Bank
Björn Wessel, Independent payment consultant, Interim Head of Samsung Pay Germany
Ludovic Francesconi, Chief Member and Strategy Officer at EPI Company

Moderator: Damir Čaušević, Co-Founder and Group CEO at Monri Payments

11:20 – 11:45

Empowering societies through innovation: Mastercard’s journey in digitalizing payments and beyond

Aleksandra Babić, Senior Vice President B2B and Product Marketing for Europe at Mastercard

11:45 – 12:05

From Open Banking to Open Finance and beyond

Panagiotis Kriaris, Head of Business Development at Unzer

12:05 – 12:45

Panel: Open Finance – alternative business models

Laura Grassi, Head of Fintech and Insurtech Observatory at Politecnico di Milano
Panagiotis Kriaris, Head of Business Development at Unzer
Goran Bosankić, CRO and Board Member of Field39
Nadiem Sissouno, Head of Economics at MentoLabs

Moderator: Cosmin Cosma, CEO of Finqware, President of Romanian Fintech Association

12:45 – 13:15

Break

13:15 – 13:35

Hyper-personalization in Digital banking

Maurice Lisi, Head of Digital Business at BPER Banca S.p.A. Italy

13:35 – 14:20

Panel: AI and data driven banking

Hajdi Ćenan, CEO at airt
Draženko Kopljar, Member of Management Board and COO at PBZ
Miloš Nedeljković, Member of the Board and COO at Addiko Serbia
Nenad Crnčec, Founder at Architech

Moderator: Darko Marjanović, Co-Founder and General Manager at Things Solver, member of ASEE

14:20 – 15:05

Panel: DORA decoded – challenges on the path to cyber resilience

Anamarija Staničić, Member of the Board of the Croatian Financial Services Supervisory Agency (HANFA)
Ratko Drča, Director at Deloitte Risk Advisory
Milan Parat, Chairman of the Security Committee of the Croatian Banking Association
Slaven Smojver, Director of Information Systems Supervision Department at Croatian National Bank

Moderator: Jasna Fumagalli, Member of the Board responsible for Risk at Nexi Croatia

15:05 – 15:35

Break

15:35 – 16:10

Fightclub: Aircash vs Revolut

Andrius Bičeika, Partner at Revolut
Hrvoje Ćosić, CEO at Aircash

Moderator: Božidar Pavlović, Managing Director at Jackie Agency

16:10 – 16:55

Panel: Unravelling the dynamics – private vs public money

Anikó Szombati, Chief Digital Officer at Magyar Nemzeti Bank
Miki Kuusinen, Advisor at Bank of Finland
Geoffrey Goodell, Lecturer in Financial Computing at University College London
Petra Križan, Managing Director of The Blockhouse Technology Ltd

Moderator: Linardo Martinčević, Advisor and FinTech coordinator at Croatian National Bank

16:55 – 17:20

Fireside: Stablecoins – the Future of Money?

Nadiem Sissouno, Head of Economics at MentoLabs
Moderator: Nikola Škorić, CEO at Electrocoin

17:30 – 00:00

Mingle @ MoMo Lounge Bar & MoMo Food Court

DJ Pips

10:45 – 11:00

Opening Startup Stage

Pinija Poljaković, MC
Luka Sučić, Money Motion

11:00 – 11:25

Seeding a Vibrant FinTech Ecosystem

Patrick Pinschmidt, General Partner at MiddleGame Ventures

11:25 – 11:45

The next phase of FinTech

Mike Sigal, Founder at Sigal Ventures

11:45 – 12:20

Panel: Challenges and opportunities for FinTech startups in CEE

Cedric Maloux, CEO at StartupYard Accelerator
Alexandra Balkova, Partner & Head of Portfolio at Startup Wise Guys
Faris Začina, Founder and co-CEO at Ministry of Programming
Antonio Šeparović, Co-founder and CEO of Oradian

Moderator: Vedran Blagus, Principal at South Central Ventures

12:20 – 12:40

Navigating Public Sector Grants: Empowering FinTech Innovation in Europe

Neno Rakić, Head of Department for R&D&I Projects Implementation at Croatian Agency for SMEs, Innovations and Investments (HAMAG-BICRO)

12:40 – 13:00

10 lessons I learned building enterprise software

Matija Nakić, Co-founder and CEO of Farseer

13:00 – 13:30

Break

13:30 – 14:50

Pitch competition #1

14:50 – 15:20

Panel: Funding for FinTech startups

Cosmin Ochisor, Partner at GapMinder Venture Partners
Mike Sigal, Founder at Sigal Ventures
Stanislav Sirakov, General Partner at LAUNCHub Ventures
Adam Wolszczak, Group Business Development Director at ASEE

Moderator: Bernard Ivezić, CEO and Co-founder at Unicorn Underground

15:20 – 15:30

Break

15:30 – 17:00

Pitch competition #2

17:00 – 17:30

Networking

Friday, March 22nd

09:00 – 10:00

Early coffee and networking warm-up

10:00 – 10:25

Fireside chat: Morning coffee and other liquidity stories

Boris Vujčić, Governor of Croatian National Bank
Moderator: Božidar Pavlović, Managing Director at Jackie Agency

10:25 – 10:50

Fireside chat: Behind the Scenes – AI’s Impact on the Banking Industry

Péter Csányi, Deputy CEO and Chief Digital Officer, member of the Board of Directors of OTP Group
Moderator: Marko Perožić, Deputy Editor in Chief TV Bloomberg Adria

10:50 – 11:35

Panel: Banks and FinTechs today – frenemies or complete strangers

Balázs Békeffy, President of the Management Board at OTP Bank Croatia
Christoph Schoefboeck, CEO at Erste Bank Croatia
Mario Žižek, CEO at Addiko Bank Croatia
Goran Varat, Member of the management board, CFO at Podravska banka

Moderator: Irina Bručić, CEO and President of the Management Board in Nexi Croatia and Nexi Slovenia

11:35 – 11:50

Are banks dinosaurs?

Bernhard Kronfellner, Partner at BCG, lecturer at the University of Vienna, Founder

11:50 – 12:35

Panel: Bank of the Future – trends, reality and opportunities

Laura Grassi, Head of Fintech & Insurtech Observatory at Politecnico di Milano
Hedvika Usenik, Member of the Management Board responsible for Retail Banking and Private Banking at NLB d.d.
Alexey Kapustin, CEO of Raiffeisen Digital Bank AG
Andrius Bičeika, Partner at Revolut

Moderator: Zorana Branković, COO at Banca Intesa Beograd

12:35 – 13:05

Break

13:05 – 13:15

Modern embedded insurance: the new opportunity for innovative FinTechs

Nina Zobel, Chief Solutions Officer at Companjon

13:15 – 14:00

Panel: Unlocking Opportunities – The Future of Embedded Insurance in Banking and Telecom

Meeri Savolainen, CEO at INZMO
Nina Zobel, Chief Solutions Officer at Companjon
Sanel Volarić, President of the Management Board at Groupama osiguranje d.d.
Iva Babić, Head of Product Marketing and Business Development at A1 Croatia

Moderator: Marijan Mumdžiev, Managing Director at Cambridge Mobile Telematics Europe

14:00 – 14:25

From Cash to Clicks: Understanding European Payment Preferences and Market Dynamics

Martin Pitcock, Chief Marketing Officer, Ecommerce at Nexi

14:25 – 14:40

Revolutionizing Money Movement: The Digital Era

Edward Chandler, SVP Money Movement Solutions at Visa

14:40 – 15:25

Panel: Consumer Trends and Tech Innovations in Payments

Edward Chandler, SVP Money Movement Solutions at Visa
Udo Müller, Aircash shareholder and Co-Founder and ex CEO of paysafecard
Jozo Džakula, CIO at Konzum
Siniša Jančić, Product Development & Payment Channels Director at Bankart

Moderator: Nikola Pavešić, Director of DevEx & Startups at Infobip

15:25 – 15:50

Why Payments Service Providers Will Disappear

Dwayne Gefferie, Payments Strategist & Director of Gefferie Group

15:50 – 16:35

Panel: FinTech Cybersecurity – Where is the threat coming from

Florian Jensen, Chief Risk Officer, ex-Scalapay, Glovo, Uber
Paul Moreno, CISO at Catawiki
Vlatko Čanev, Cyber Security Technical Lead at NLB DigIT
David Capezza, VP Head of Risk Advisors at Visa
Belma Ohranović, Head of Security at Raiffeisen BANK BIH

Moderator: Viktor Olujić, Board Member ASEE Croatia

16:35 – 17:05

Break

17:05 – 17:45

Panel: The role of Universities in FinTech development

Vinko Muštra, Dean at Faculty of Economics, Business and Tourism, University of Split
Sanja Sever Mališ, Dean at Faculty of Economics and Business, University of Zagreb
Mislav Balković, Rector of Algebra University
Amila Pilav-Velić, Vice Dean for Scientific Research and Projects at School of Economics and Business, University of Sarajevo

Moderator: Tamara Backović, Vice Dean for International Cooperation at University of Montenegro, Faculty of Economics

17:45 – 17:55

Startup competition awards ceremony

17:55 – 18:05

Closing ceremony

18:00 – 21:00

Mingle @ MoMo Lounge Bar & MoMo Food Court

DJ LukadeLux

21:00 – 05:00

MoMo Party @ Peti Kupe

DJ Pytzek
DJ Ivna Ji

09:00 – 10:00

Early coffee and networking warm-up

10:00 – 10:25

Opening address : What is the future of FinTech?

Luka Sučić, Partner at Meta Change Capital

10:25 – 10:50

The future of finance is hybrid finance (marrying CeFi and Defi)

Mario Stumpo, Founder & Director at Bmybit LTD

10:50 – 11:35

Panel: What will it take for tokens to become the future of payments

Anton Mozgovoy, Co-founder and CEO at Holyheld
Nadiem Sissouno, Head of Economics at MentoLabs
Nikola Škorić, Founder and CEO at Electrocoin

Moderator: Dina Hrastović, Head of TG Studio at Telegram Media Grupa

11:35 – 12:00

From DMs to Dollars: Acquiring & Retaining the GenZ in the new age of Fintech

Josip Vlah, Head of Innovation & Creative at RZLT

12:00 – 12:25

Make crypto great again. Why consumer crypto apps are still like unicorns

Anton Mozgovoy, Co-founder and CEO at Holyheld

12:25 – 12:55

Break

12:55 – 13:20

Why Tax is Better Than Sex

Alexander Kobakhidze, Head of TaxTech at Fonoa

13:20 – 13:40

Beyond Bonds, A Deep Dive into Alternatives

Varia Fabris, Legal associate at Vukmir & Associates

13:40 – 14:25

Panel: Onramping the Next 1 Billion Crypto Users

Ilya Volkov, CEO and Co-Founder at YouHodler
Nikola Škorić, Founder and CEO at Electrocoin
Nino Chanev, Head of Marketing & Biz Dev at Changex

Moderator: Filip Šaravanja, Head of Digital Assets at Aircash

14:25 – 14:40

Banks as an alternative partner to FinTechs

Jan Kuštra, eNLaB Ventures Lead at NLB Group

14:40 – 15:00

How much does climate change cost?

Duško Radulović, Founder and CEO of Climatig

15:00 – 15:20

Super Apps at an intersection between traditional FinTech and blockchain innovations

Sally Meouche-Ghrawi, CEO of 4pt.O Venture Labs

In her keynote, Anna will delve into the forefront of payment technologies. She will guide you through emerging technologies, including recent developments in AI and explain how they can be effectively integrated into payment solutions and platforms.

She will share her insights into the ways payment transactions can be redefined and reengineered. She will provide examples of how payment processes and flows can be streamlined through open banking, a2a payments as well as payment orchestration. Learn how these technology advancements are not only reshaping payment transactions but also enhancing the overall customer experience. In her session, Anna will also explore the evolving role of embedded payments and their transformative effect on the merchant payment value chain.

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The discussion will focus on the impending digital and cashless transformation of the payments industry, driven by market participants including merchants, customers, banks/financial institutions, and payment networks. Key areas of exploration will include advancements in instant payments, the influence of the European Payment Initiative, and the future landscape of payment facilitation and acceptance.

Additionally, in this panel we will explore the impact of emerging technological trends such as SoftPOS adoption, regulatory frameworks like PSD3 and the Digital Euro, evolving business models like BNPL services, the diminishing use of cash, and discussions on cross-border payments and cryptocurrency integration, all of which are shaping the evolving nature of payment systems within Europe.

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At Mastercard, we strive to connect and power an inclusive digital economy that benefits everyone, everywhere. For almost 60 years, leveraging our global innovations capability, we work to digitize payment services across all channels and devices. Delivering payment value where speed, security and convenience matter most, and digital solutions solving consumers’, small and large businesses’ needs. Building trust in a digital world and embedding our social impact initiatives and ESG commitments into our core. Connecting everyone to priceless possibilities.

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What changes has open banking brought so far? What difference has it made and how? Who are the main drivers and players? Can open banking replace cards and what will it take? We will explore some of the open banking models around the world, use cases, lessons learned and what will the transition to open finance entail.

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The panel will cover the financial landscape's evolution from open banking to open finance. It addresses the development, challenges, and forward trajectory of alternative business models. The session will dive into impactful use cases while examining the implications of the latest EU regulations, lessons learned from existing regulations and anticipates changes with PSD3.

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In an increasingly digitised world, an elevated level of sophistication and personalization is expected from the banks when approaching the customers. To meet such expectations, not only a thorough knowledge and understanding of the customers' needs, but also an attentive customer-centric relation is needed. The banks should be able to know when, how and what to offer to their customer, taking into account their financial profile, as well as contemplating a well-thought engagement and communication strategy.

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In this panel, we will discuss the importance of data in today’s AI world.  First, we will cover what ChatGPT brings to banking and AI, demystifying whether it is a myth or a reality and how that fits enterprise users. Current generative AI offerings mainly focus on general models, but what about specialists’ models and their future?

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The panel will delve into the intricacies of the Digital Operational Resilience Act (DORA), the pioneering European framework that came into effect on January 16, 2023. By 17 January 2025, over 22,000 financial entities and ICT Service providers across the EU are expected to achieve compliance with this regulation. This, among other important activities, implies that millions of contracts within the EU will require renegotiation, placing a critical emphasis on fulfilling value chain requirements.

The panelists will try to unravel the essence of DORA by addressing key questions: What are the key requirements of DORA? How can financial institutions navigate their most pressing challenges, and why must organizations of varying sizes adopt distinct strategies? Is the talent pool of IT Risk managers adequate, and how will cyber teams be impacted? And most importantly, can we make it on time or are we already behind schedule in our preparations?

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Experience the Battle of the Decade firsthand! 

Hrvoje Cosic, the CEO of Aircash, is set to go head-to-head with the heavyweight champion Andrius Biceika, a distinguished board member at Revolut. This epic showdown will delve into numerous sensitive and even a few embarrassing topics :) such as the role of neobanks in Croatia and the broader region. Join us as we explore their respective exit strategies, identify fintech champions and contenders, and uncover their perspectives on various subjects like gambling, digital euro, and Apple Pay.

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The panel discussion explores Central Bank Digital Currency (CBDC), covering its definition, motives, and future implications such as its coexistence with current and future versions of digital money (deposit money, stablecoins etc). It addresses implementation challenges, competitive ecosystem building, CBDC as a public good, anonymity concerns, public authorities' roles, and the European Commission's digital euro proposal.

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Why would anybody use stablecoins? Except for trading of cryptocurrencies, ofcourse. What problems do we have with the current financial system that stablecoins solve? And, are they really so dangerous that central bank digital currencies were created just to stop stablecoins from taking over the world? Nadiem and Nikola deeply believe that stablecoins will have a pivotal role in shaping the future of money, come hear them chat about that.

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(coming soon)

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We will discuss the evolving landscape of financial technology, highlighting both challenges and opportunities for the next decade. Sigal, with his extensive background in FinTech and venture capital, will share insights on recent trends such as the impact of rising interest rates on funding, the stabilization of FinTech exits, and the promising outlook for FinTech IPOs. The presentation will also look into emerging disruptive technologies and the importance of understanding investor motivations for startups navigating the FinTech space.

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The panel will explore critical issues such as regulatory hurdles, market fragmentation, and funding challenges. It will look into the need for collaborative efforts between startups, investors, and other ecosystem stakeholders to foster a conducive environment as well as supportive policies to nurture the FinTech ecosystem.

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